THERE ARE 3 IMPORTANT ANNOUNCEMENTS THAT WILL EFFECT YOU: 1) THE WHITE HOUSE IS PREPARING TO DO AN EXECUTIVE ORDER TO CUT FHA PREMIUMS BY 50 BASIS POINTS (this will allow less fees for a FHA loan and allow more buyers), 2) USDA IS CHANGING THEIR ELIGIBILITY AREAS EFFECTIVE 2/1 (this has been along time coming so make sure you know that your property is in an eligible area first-check the USDA site- 3) FANNIE MAE NOW OFFERS 3% DOWN PAYMENT FINANCING: purchase tranactions require that at least 1 borrower be a First-time homebuyer, ...



Are you tired of losing deals that never close? Make 2015 different! You need a CENTRAL VIRGINIA Mortgage Broker with 26 years experience--that offers MORE= GIVE US A TRY. What is different you ask? 1) Straight talk w/o false promises and hype, 2) Constant communication as to updates on loan approval thruout the process, 3) FAST closings- 3-4 weeks, 4) Availability via phone 24/7, 5) The lowest rates with the lowest Broker compensation around- we shop from many lenders, 6) CONV., FHA, USDA, VA, JUMBO, CONSTRUCTION, and SUBPRIME loans,7) MULTITUDE of NICHE products to get the deal done: VA...


The "REAL" Reason For The Season

As we get ready for the 2014 Christmas hoopla, lets give thought for all we have, all we love, and the "REAL" meaning of CHRISTmas!!!! I hope all of you have the best CHRISTmas ever and a Happy New Year ! Diversified Mortgage Brokers,Tel: 434-237-3143, Email: Web:

December 19th, 2014 The "REAL" Reason For The Season

2015 Mortgage Rate Forecast

2015 Mortgage Rate Forecast: Many of the portfolio managers expect rates to move higher next year but not too dramatically. Keeping rates in check are: the uneven growth in the economy,declining inflation expectations, and uncertainties in the labor market. Also, there is  an increase in the purchase of treasuries and corporate bonds by pension funds, banks, and foreign investors seeking higher U.S. bond yields. There is also rising demand in safe-haven assets and geopolitical unrest in several hot spots around the world. With that being said, now is still an excellent time to refinance o...

December 6th, 2014 2015 Mortgage Rate Forecast

USDA $ On Hold Again

Well. its that time of year again when USDA monies are on hold from the Federal government until they can get more alloted.That was suppossed to have happened in October but we are still waiting. For now, most Lenders will only service 640+ credit scores and that may be on hold too. If you need Lenders that have the USDA $ and will go down to 580 scores, call us, DIVERSIFIED MORTGAGE BROKERS,TEL: 434-237-3143, Email: DBI4009@AOL.COM, Web:www, WE EDUCATE & DELIVER

November 15th, 2014 USDA $ On Hold Again

Bank Or Broker Differences-Who To Choose?

There is quite a difference in your choice of a Bank or Mortgage Broker to represent you or your clients. Typically, the Bank will offer higher rates and limited programs that only apply to that Bank. A Mortgage Broker can offer a variety of programs and lenders to accomodate the Client's needs, credit or other factors. dealing with a Mortgage Broker that has experience and variety will allow more loans to fund, and allow the client to get the most competitive rate. For variety and experience,call us-DIVERSIFIED MORTGAGE BROKERS, since 1989, serving Central Va.Tel: 434-237-3143, Email: dbi...

November 8th, 2014 Bank Or Broker Differences-Who To Choose?

Diversified Mortgage Brokers

100 Copley Place, Suite D, Lynchburg, Virginia 24502
Toll Free: 800-388-3561 | Phone: 434-237-3143 | Fax: 434-239-4852
Email: | NMLS ID# 188675 (

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