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Should I Pay Mortgage Points?

Should I Pay Mortgage Points?

If you are buying a home or refinancing, you have probably heard about “mortgage points.” This form of pre-paid interest can save you thousands of dollars over the course of your loan but in many circumstances is not worth the upfront cost. Ho

Jul 18, 2018 | Purchasing a Home Interest Rates

4 Things Every Borrower Needs to Know About Mortgage Brokers

4 Things Every Borrower Needs to Know About Mortgage Brokers

Buying a home in Virginia, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan direct

Jun 20, 2018 | mortgage brokers

I TOLD YOU SO

I TOLD YOU SO

DID I NOT TELL YOU that  rates were on the way up? DID I NOT TELL YOU that there were more ready Buyers than available inventory (especially for home prices under $200,000)?  DID I NOT TELL YOU that as usual, as we approached spring, rates

Mar 23, 2018 |

PREPARING FOR A HOME PURCHASE

PREPARING FOR A HOME PURCHASE

Preparing for a home purchase is important, even if you have had experience with home purchases in the past. The laws and regulations have changed and the Dodd Frank Act made sweeping changes to the industry, so what used to be is not the same today.

Feb 16, 2018 |

Get Ready To Purchase Your Home NOW

Get Ready To Purchase Your Home NOW

Get ready to purchase your home NOW! Interest rates are on the way up and for each .25% added to the rate for a $100,000 loan equates to about $14/ mo. more in payment for a 30 year loan. Typically as we get closer to Spring, rates will increase due

Feb 02, 2018 |

REALTORS 2018 LENDING GUIDE

REALTORS 2018 LENDING GUIDE

MORE LOAN PROGRAMS = MORE BORROWERS APPROVED = MORE HOME SALES                        What IF you had a Mortgage Broker available that offered: 30 years experience, Conventional, FHA, USDA, Va lo

Jan 08, 2018 |

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