What Is A "Real" Pre-qual Letter For A Purchase

What Is  A "Real" Pre-qual Letter For A Purchase

Every day I get asked to prepare a pre-qual letter to satisfy a Borrower or Realtor. To my surprise, many times I am being asked for a pre-qual w/o the necessary documents to really make it legitimate. A "REAL" prequal letter, at minimum needs the last 2 years Fed. tax returns and W2s, last 30 days pay stubs, last 2 months bank statements, most recent retirement account statement, and a recent credit report. Once these items have been reviewed, then and only then will I put my name on a pre-qual. Hey, without this review, who am I kidding, and who am I going to upset-EVERYONE. For up front service w/o the hype, call us-DIVERSIFIED MORTGAGE BROKERS: Tel: 434-237-3143, Email: dbi4009@aol.com,Web: www.diversifiedmortbrokers.com . WE EDUCATE & DELIVER !