Referrals are the key to longevity. Are you getting your share? If not, have you considered your actions with your clients? were you sympathetic to their needs? Were you humble or did you act like you were better than they? Did you REALLY try to guide them the very best you could, and continually keep them informed along their home buying and loan process? Were you upfront and w/o any sugar coating? Did you thoroughly explain all the paperwork and the process so they felt comfortable? Did you ask the clients IF they were happy with you performance? Then you may ask to be referred to others that they may know that could use your help. This is what I have tried to do for the past 25+ years. Let me help you with your mortgage loan needs. Call DIVERSIFIED MORTGAGE BROKERS tel: 434-237-3143, Email: firstname.lastname@example.org, Web: www.diversifiedmortbrokers.com WE EDUCATE & DELIVER!