Loan Programs

The following is a partial list of programs offered by Diversified Mortgage Brokers with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 434-237-3143.

Conventional

Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

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Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full documentation.

Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

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Investor Loans

Used to finance 1-4 family properties that will be for investment with as little as a 20% down payment.

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FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3.5% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

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